Sonia sells various beauty products and women’s clothes; this is how she earns income to support herself and her son who is in university. She needs the loan to pay her son’s university expenses. She lives in her own house located in the city of La Paz’s Miraflores zone. Sonia is separated and has a son. She has been an IMPRO client since 2008 and has always met her financial obligations.
La señora Sonia se dedica a la venta de distintos productos de belleza y ropa para dama; es así como consigue sus ingresos para la manutención suya y la de su hijo que está en la Universidad. El crédito lo requiere para la cancelación de estudios universitarios para su hijo. Vive en casa propia la misma queda ubicada en la zona de Miraflores en la ciudad de La Paz; Sonia es separada y tiene un hijo. Ella es cliente des IMPRO desde el año 2008 y siempre ha cumplido con sus obligaciones financieras.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.