Elvira points out that she is working with Pro Mujer for the first time. She joined the institution by invitation from a loan officer in the area. She currently has a business making and selling aprons. She has been doing this for seven years.
The loan she is requesting is to increase her capital (to buy fabric) that she will get in La Ceja. She will later make the aprons, and she will sell them at the 16 de Julio market.
This way of working allows her to generate resources to support her family. She lives in a common-law-marriage, and she has two children.
La señora Elvira, indica que es la primera ves que trabaja en Pro Mujer y que integro la institución por invitación de una promotora en la zona. En la actualidad ella tiene un negocio de costra y venta de mandiles, los que viene trabajando hace siete años.
El crédito que solicita es para aumentar su capital (compra de telas) que adquirirá de la Ceja y posteriormente a la elaboración lo venderá en la feria 16 de Julio. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la amistad, el apoyo y en salud nos reflexiona.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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