Jackie is 32 years old and lives in West Point. She did not go to school. She is married and has four children between 1 and 15 years old, all of whom live at home and are in school. Her husband is a driver. For the past three years she has been selling charcoal and plastic bags, and she is requesting a loan to purchase more charcoal and plastic bags for her business. Her plans are to build her house and sent her children to school.