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Nani is from the village Kakabeti in the Kakheti Region. She is 37 years old, unmarried, and lives with her sister Maka, mother, aunt and uncle. Nani and Maka work in the village school. Nani is a teacher and Maka is a school accountant. Nani’s mother, and aunt and uncle are retired. Along with her job, Nani is actively involved in the family agricultural business. The family has a small dairy farm with two cows. Nani sells milk and yogurt to local dairy-product retailers. The family also has one hectare of land where grapes are grown. A portion of the grapes are sold locally, and the rest are used for wine-making. Nani and Maka sell wine in the village.

Nani requested credit to purchase drugs for treatment of the grapevines for parasites. Also, a small part of the credit will be used for some renovation work in the house. After treating the vineyard, Nani will get a good harvest, and sell it for a convenient price. It will positively impact the income of the family. At the same time, after renovation of the house, the family will improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nani to purchase drugs to treat grapevines for parasites, and materials for house renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Aug 22, 2011
Currency Exchange Loss:
Sep 15, 2012