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Mkombozi Group
In this Group: Shazil, Seleman , Yohana, Agness, Raship, Elias, Shanifa, Debora, Daltha
Shazil, who is in his late 20s, is married and has one small child. He has been running a fruit and vegetable business for eight years now. He works from 5:00 AM to 8:00 PM daily and is able to make a fair monthly profit.

This will be his second motisha loan from Tujijenge Tanzania. A motisha loan is a product offered by Tujijenge Tanzania in the middle of the main loan. It is intended to motivate a borrower with a good credit rating who pays back his or her loan smoothly by allowing him or her to receive half the amount of the existing loan before the original loan term has ended. Shazil used his previous loan to increase his business's stock and has paid back his loan successfully. He wants a loan to increase his fruit stock. His dream is to one day be able to build his own house.

Shazil will share this loan with his loan group "Mkombozi," which has a total of nine members who will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $14,226,875
    Funds lent in using Kiva
  • 1,620.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mkombozi Group's $2,275 loan helped a member to increase on fruit stock.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Aug 22, 2011
Currency Exchange Loss:
Feb 15, 2012