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Heang, age 62, is a food vendor. Her husband is a motor taxi driver. Together, their income is $5 per day. They have three grown children, ages 19, 20, and 23. All of them are working in a factory at a wage of $8 per day.

Every month, Heang has to spend $118 on food, $10 on electricity, and $20 on other expenses.

Heang would like to request a loan in the amount of $400 in order to buy a fishing boat for her husband that can be used during the rainy season. This will allow the family to earn an additional income.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 294
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Heang to buy a fishing boat for her husband that can be used during the rainy season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Aug 21, 2011
Currency Exchange Loss:
Jun 20, 2012