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Florence
Florences, age 22, sells clay handicrafts to tourists and local community members. She has one year of experience in this business. Florences needs a loan of WST $1,000 to purchase paints and carved designs with which to decorate her handicrafts. She plans to use the profit from her business (estimated to be 760 talas or US $317 per week) to improve and expand the business. Florences and her husband have one child.

Florences joined SPBD earlier this year in order to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Florences's first loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 137
    View loans »
    Samoa Loans Fundraising
  • $7,268,400
    Funds lent in using Kiva
  • 2.2
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Florence to purchase paints and carved designs with which to decorate her handicrafts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 5, 2011
Listed
Aug 21, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012