Los Tres Barrios - Qoricancha Group
Isabel is married to Señor Cesar, and they have two children. They strive to raise their children, working in handicrafts, agriculture, and raising livestock. They have worked in these areas for several years, and things are going well for them, thanks to the effort that they put into their work. At this time Isabel needs a loan to buy fertilizer, seeds, and other additional items that are needed for the planting of potatoes and corn.
The meetings of the members of the communal bank "Los Tres Barrios -- Qoricancha" (The Three Neighborhoods -- Qoricancha) are held every month in the community fo Qoricancha in the home of one of the members. The communal bank consists of people who are workers and entrepreneurs who are always looking for opportunities to advance and, through their daily effort, to give a better future to their children. The majority of the members live in the community of Qoricancha, and the businesses of the other members are, for example, food sales, raising small animals, selling grains, selling root vegetables, selling meat, and making handicrafts. The community of Qoricancha is located about and hour and a half by car from the city of Cusco. Cusco has been known for many years as the "Archaeological Capital of the Americas."
Isabel está casada con el señor Cesar y fruto D. esta unión tiene dos hijos, ellos se esfuerzan para sacar adelante a sus hijos pues ellos se dedican a la artesanía, agricultura y ganadería. Ya son varios años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad Isabel requiere el préstamo para comprar abono, semillas y otras cosas más que se necesitan para el sembrado D. papas y maíz.
Las reuniones D. las socias del Banco Comunal “Los Tres Barrios - CCoricancha” son cada treinta días en la comunidad D. CCoricancha en la casa D. unas D. las socias. El Banco Comunal está conformado por personas que son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. La mayoría D. los socios viven en la comunidad D. CCoricancha y sus actividades económicas D. los demás socios son por ejemplo venta D. comida, crianza D. animales menores, venta D. granos, venta D. tubérculos, venta D. carne, elaboración D. artesanía. La comunidad D. CCoricancha se encuentra ubicada a una hora y treinta minutos en carro D. la ciudad del Cusco. Cusco es conocido desD. hace muchos años como la "Capital Arqueológica D. América".
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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