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Las Vecinitas Group
In this Group: Yuridia Azucena , Luz Maria , Isabel , Irma , Maricela
This community bank is called 'Las Vecinitas'. It was formed by Yuridia who will use her loan to buy materials such as disposable plates, cups, spoons, forks and straws. Luz Maria will buy wax by the kilo and candles by the box. Isabel will buy fruit, bananas, apples, vegetables, dried chilis, chicken by the kilo and chicken by the piece. Irma will buy tables and boards. Maricela will buy plastic tablecloths, gas, disposable plates, cups, spoons and tomatoes.

Isabel is 62 years old and studied up to the sixth year of elementary school. She is divorced and has five grown-up children who are all married. She has a business selling fruit, vegetables, dried chilis, chicken by the kilo or by the piece, and green and red 'mole' sauce. She requested this loan to stock her business. She will buy vegetables, dried chilis, fruit, chicken, bananas, apples, oranges, tomatoes, potatoes, chilis, pumpkins and the supplies she needs to make red and green 'mole' sauce (the latter is made from 'pipian' squash). She started her business 30 years ago through necessity and owing to a lack of financial resources. She started out with just a little money and helped her husband to cover their expenses. She gradually grew her business. Isabel's business is important because it helps her to repay her loan and cover her food costs. She feels proud to know how to prepare the 'mole' sauce that her mother-in-law taught her how to make and she now prepares it with a lot of love and care for her customers who are housewives. This business helped her a lot when her children were young and she was able to get them ahead in life. Her business is popular owing to the flavor of her 'mole' sauce and because of the way in which she serves her customers with care and respect. The challenges that she faces in her business are the high costs of her 'mole' ingredients. Her dreams and hopes are to build some bedrooms and provide her children with the best in life so that they do not want for anything and so that they and their families are happy. The members of the group would like to say to Kiva and Fundacion Realidad "Thank you for your help and we hope that you will continue increasing the size of our loans so that we are able to grow our businesses and families".
View original language description ↓
Este grupo solidario se llama Las Vecinitas, está conformado por la señora Yuridia va a comprar con su préstamo materia prima platos desechables, vasos, cuchara, tenedores, popotes, la señora Luz María va a comprar cera por kilo y veladoras por caja, la señora Isabel va a comprar frutas, plátanos, manzanas, verduras, chiles secos , pollo para vender por kilo o por pieza, la señora Irma va a comprar mesas y tablones, la señora Maricela va a comprar, manteles de plástico, gas, platos desechables, vasos, cucharas, jitomates. La señora Isabel tiene 62 años de edad, ella estudio hasta el 6º. Año de primaria, ella es divorciada tiene 5 hijos mayores de edad ya todos casados, ella tiene su negocio de venta de frutas, verduras, chiles secos, pollo por kilo o por pieza, mole rojo y verde, ella solicito su préstamo para surtir su negocio va a comprar verduras, chiles secos, frutas, pollo, legumbres, plátanos, manzanas, naranjas, jitomate, tomate, papas, chiles, calabaza y los insumos para preparar el mole rojo y el mole de pipián o (verde). Ella inicio su negocio hace 30 años por necesidad y por falta de recursos económicos, inicio con poco con lo que le daba su esposo para el gasto y fue creciendo poco a poco, su negocio es importante porque se va ayudando para pagar el préstamo, para la comida, ella se siente orgullosa de saber preparar el mole que su suegra le enseño a elaborar y ahora ella lo prepara con mucho amor y esmero para sus clientas que son las señoras ama de casa, este negocio le ha ayudado mucho cuando su niños estaban chicos y pudo sacarlos adelante, su negocio es popular por el sabor del mole, por la forma que atiente a sus clientes con atención y respeto. Los desafíos que enfrenta su negocio son costo elevados en los ingredientes del mole. Sus sueños y esperanzas son hacer unos cuartos para recamaras y lo mejor para sus hijos que no le falte nada y estén contentos con sus familias. Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “gracias por su ayuda y que nos sigan incrementando el monto de los préstamos para crecer los negocios y las familias”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,761,850
    Funds lent in using Kiva
  • 12.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Vecinitas Group's $1,800 loan helped a member to buy vegetables, dried chilis, fruit, chicken, bananas, apples, oranges, tomatoes, potatoes, chilis and pumpkins.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 4, 2011
Listed
Aug 21, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012