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Reiner, aged 36, is married and lives with his wife and one daughter.

With the loan he plans to help his coffee plantation. He has a coffee plantation, and plans to invest in supplies such as manure, labor and fungicides in order to get a better plantation. He wants to have a good plantation to sell quality coffee. He wants to generate a greatear amount of earnings for his well-being and that of his family.

This is his first loan that he has received through FODECOSUR. He had not taken other loans previously from the state banks, but FODECOSUR offered him the loan with better terms and much lower interest rates.
View original language description ↓
Reiner, tiene la edad 36 de años, está casado y vive con su esposa y una hija. El pretende con el crédito realizar la asistencia de su plantación de almacigo de café. El cuenta con una plantación de almacigo de café y pretende invertir en insumos como abonos, mano de obra y fungicidas para obtener un mejor almacigo. El quiere obtener una buena plantación para vender un almacigo de café de calidad. El quiere generar la mayor cantidad de ganancias para su bienestar y la de su familia y crecer con el proyecto de siembra y venta de almacigo de café. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 501.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Reiner supplies such as manure, labor and fungicides in order to get a better plantation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Sep 2, 2011
Currency Exchange Loss:
Dec 19, 2013