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Carlos Eduardo
Carlos, 30, has worked at the City Hall of Juigalpa for four years, carrying out the duties of a security guard. He is seeking his third loan with the goal of continuing to improve the home where he lives with his family. This time he will build a room, which will allow him to improve the quality of life of his wife and son. Currently he lives in his parents' home, where several families reside, and he wishes to have his own space for his own family.
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Carlos de 30 años de edad trabaja para la Alcaldia Muncipal de Juigalpa desde hace 4 años, desempeñandose como vigilante. Esta solicitando su 3er credito con el objetivo de seguir mejorandola casa en que vive junto a su familia, esta vez construyendo un cuarto que le permitira mejorar la calidad de vida de su esposa e hijo, pues actualmente vive en casa de sus padres donde viven varias familias y desea tener su propio espacio para su propia familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Carlos Eduardo to build a room.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 13, 2011
Aug 21, 2011
Currency Exchange Loss:
Sep 18, 2012