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María Concepción
Concepción is 23 years old and lives in Pimampiro, which is an hour away from Ibarra. She lives with her parents and her four-year-old son. Concepción is considered to be a hardworking and enterprising woman who enjoys being productive in her business.

She works in a stationery shop in Pimampiro. Concepción started this job five years ago. Thanks to her parents, she started out with a small amount of merchandise but FODEMI has helped her to grow her business.

Concepción has been requesting loans from FODEMI for five years. The loan she is seeking at the moment will be used to buy backpacks, notebooks, and other items since the school year is starting. This will help increase her sales and improve her income.

Her dream is to open more shops within and outside of Pimampiro so that she can improve her quality of life and be more productive.

View original language description ↓
Concepción tiene 23 años vive en Pimampiro que esta a una hora de Ibarra, vive con sus papas y su hijo que tiene 4 años; se considera una mujer muy trabajadora y emprendedora que le encanta hacer producir a su negocio.

Trabaja en una papelería ubicada en Pimampiro, comenzó con este trabajo hace 5 años, gracias a sus padres empezó con poca mercadería pero gracias a FODEMI a podido crecer su negocio.

Solicita créditos a FODEMI por 5 años y el crédito que solicita actualmente es para la compra de mochilas, cuadernos etc para el inicio del año escolar y así poder incrementar sus ventas y mejorar sus ingresos.

Su sueño es abrir más puntos de venta dentro y fuera de Pimampiro para mejorar su calidad de vida gracias a su productividad.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped María Concepción to purchase notebooks, backpacks, and other supplies for the start of the school year.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Aug 21, 2011
Currency Exchange Loss:
Feb 16, 2012