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Flor De Maria Group
In this Group: Javier , Ramona , Gloria Aracely, Ana Mirian
The “Flor de María” solidarity group is composed of four people: three women and one man. All are hardworking and tenacious and know each other very well. The group is located in the village of El Jobo, Nacaome jurisdiction, Valle Department.

Javier sells items of popular consumption in his home-based grocery store. He’s been in this occupation for several years. Javier is a likeable, kind, responsible and, above all, respectful person. His customers give him very good references as a person, as a friend and as a merchant.

Javier stocks all the basic items a family needs in his store like: groceries in general, basic grains, products derived from milk, cured meats, soft-drinks, all types of meat, chicken, water, cosmetics and personal hygiene items.

The other group members are: Ana Mirian who sells snacks at the Agricultural School, Gloria Araceli who sells tortillas and Ramona who extracts and sells building materials. One of their wishes is to see their businesses grow and to provide better support for their children and families.
View original language description ↓
El grupo solidario FLOR DE MARIA esta conformado por cuatro personas 3 mujeres y 1 hombre.
todos trabajadores y luchadores y que se conocen muy bien.
el grupo esta ubicado en la Aldea El Jobo de la jurisdicción de Nacaome, departamento de Valle.

El señor Javier se dedica a la venta de productos de consumo popular en su pulpería que tiene ubicada en su casa de habitación, tiene varios años de dedicarse a esta actividad, Javier es una persona muy simpática, amable, responsable y sobre todo muy respetuosa, sus clientes dan muy buenas referencias de el como persona , como amigo y como comerciante.

El señor Javier en su pulpería vende todos los productos de la canasta Básica Familiar, como ser abarrotaría en general, granos básicos, productos derivados de la leche, embutidos , refrescos, todo tipo de carnes , pollo, agua, cosméticos y productos de aseo personal.

los demas integrantes del grupo son: Ana Mirian se dedica a la venta de golosinas en la escuela Agrícola, La señora Gloria Araceli se dedica a la venta de tortillas y La señora Ramona se dedica a la extracción y venta de materiales de construcción.

Uno de sus anhelos es ver crecer sus negocios y dejar un mejor sustento a sus hijos y familiares.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 30
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Maria Group's $1,350 loan helped a member to buy stock merchandise for his store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2011
Listed
Sep 6, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2012