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Dali is 51 years old and married. She lives with her family in the village of Ketilari, Abasha. Dali is a farmer and works with her husband Oleg and her 18-year-old daughter. The family's farm has five milk cows and 2.5 hectares of land in cultivation with haricot, maize, and soybeans. Dali produces and sells an average of 95 kilograms of traditional Georgian cheese at the local open market along with most of the vegetables harvested by the family. The family’s total average income is 900 GEL.

Dali is requesting a loan to renovate her family’s house as it is old and in bad condition. Although Dali and Oleg work hard, they have not been able to save money to repair their house. After the renovation, the family will have better living conditions and can rest properly after their hard work during daytime.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,094,625
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Dali to purchase materials to renovate her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 29, 2011
Aug 21, 2011
Currency Exchange Loss:
Sep 15, 2012