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Analiza Teodora Group
In this Group: Analiza, Jennilyn, Alicia, Esterlita
Analiza is 49 years old and lives in Clarin, Misamis Occidental. She is married with eight children. To earn a living, Analiza has a business selling fish, shrimp and crabs. She earns about 4,000 Philippine pesos (PHP) each month doing this type of work. Analiza has requested a loan of 15,000 PHP to purchase more fish, shrimp and crabs. In the future, Analiza would like to see her children finish a degree in school.

Analiza has been a member of PMPC for two years. Analiza is the leader of a group with four members. Although they borrow as a group, each member of the group has their own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $1175
    Average annual income
  • 367
    View loans »
    Philippines Loans Fundraising
  • $50,801,300
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Analiza Teodora Group's $575 loan helped a member to purchase more fish, shrimp and crabs to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 28, 2011
Aug 20, 2011
Currency Exchange Loss:
Jun 15, 2012