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Virginchita is 53, married, and has four children. She lives in Fatima, Liloy, Zamboanga del Norte, and has a new business selling fruit such as apples and oranges. She has requested a loan of 10,000 Philippine pesos (PHP) to buy five boxes of oranges and five boxes of apples, and to pay to transport the boxes. Virginchita has been a member of Kiva field partner PMPC for more than a year. In the future, she hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1103
    View loans »
    Philippines Loans Fundraising
  • $63,502,950
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Virginchita to buy boxes of oranges and apples, and to pay to transport the boxes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Aug 20, 2011
Currency Exchange Loss:
Sep 15, 2012