Nuevo Amanecer Group
Sra. Margarita said that this is the first time she has worked with Pro Mujer. She joined the organization after being invited by friends who wanted to start a group. Margarita currently manages a neighborhood store that she established three years ago. She learned this trade from her parents.
The loan she is receiving now will be used to increase her capital for buying rice, sugar, noodles, and other products. She buys her merchandise from a distributor in the neighborhood of La Ceja and sells in the same area. Working in this manner enables her to generate income to support her family as much as possible. Margarita is single and has one child.
When asked what she likes about Pro Mujer, Margarita said she enjoys the constant availability of training seminars.
La señora Margarita, indica que este es el primer año que trabaja con Pro Mujer, ingresando por invitación de amigas para formar un grupo. En la actualidad ella tiene un negocio de tienda de barrio, que viene trabajando hace tres años atrás, aprendiendo el mismo de sus padres.
El crédito que ahora sacará es para aumentar su capital (compra de arroz, azúcar, fideo, etc.), que comprara de la distribuidora de la Ceja y lo comercializará en la misma zona. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la constante capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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