Suma Pancara Group
Sra. Elena, who says this is the first time that she has worked with Pro Mujer, was invited to join the group. She has operated a business selling vicuna thread for four years.
Sra. Elena will use this loan to increase her working capital (for buying vicuna wool). She will buy the wool in 16 de Julio, turn it into thread and sell it at local markets. The business generates an income that helps to support her family. She is married and has two children.
When we asked her what she likes about Pro Mujer, she answered that she likes the loans.
La señora Elena, indica que esta es la primera ves que trabaja con Pro Mujer, ingresando por invitación. En la actualidad ella tiene un negocio venta de hilado de vicuña, que viene trabajando hace cuatro años.
El crédito que ahora sacará es para aumentar su capital (compra de lana de vicuña), que comprara de la 16 de julio y posteriormente elaborado su producto lo venderá en las ferias. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el credito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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