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This is Chona, 30, resident of Dasmariñas, Cavite City, Philippines. She is married to Jose Ramy, an Overseas Filipino Worker. She manages her household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Chona operates a rug-making business. Her products are small rugs and larger doormats. She makes door mats out of excess textile cloth she bought from the factory. As rugs are a major part of Filipino housekeeping and cleaning, they are one of the most common products that can be bought, sometimes even from a peddler while you are riding in a speeding jeepney down the highway. She directly sells her products to her neighbors and the local community, as well as to suppliers. She earns a minimum of 200 Philippine Pesos (PHP) in sales daily.

To help her continue operations of her business, she is requesting a Php10,000 loan. She will utilize the loan to buy more quantities of raw materials. She expects a boost in her business income as she expands her business.

Chona hopes to grow her business to be able to help in the construction of their house in the coming years. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and make microloan repayments.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1643
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Chona to pay for additional stock of raw materials she needs in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 2, 2011
Aug 19, 2011
Currency Exchange Loss:
Feb 15, 2012