Oliver is a 30-year-old married woman with 4 children and she rents a house in Kasese, Uganda. Oliver has been operating a retail shop for 5 years. She started with 500,000 UGX and now has 3,500,000 UGX. Her hardship is bad debts and her vision is a wholesale business, a residential house, plus educating children. Oliver needs the loan to buy sodas, sugar and soap to sell.