Umdiah, 37, is the mother of 3 children aged 24, 15, and 10. Her husband, J., is an employee at the airport and earns US$ 20 a week. Providing extra income for the family, she sells snacks and crispy chips, earning about US$ 5 a day. She is requesting a loan of US$ 75 to buy more goods to sell so she can increase her income for her children's education. She is a member of MBK and willing to repay this loan within a period of 12 months.