Check out some available loans that are similar to this one!
Gumercinda is a hardworking entrepreneur who has earned a living for the last 10 years by running a shell-crafting business in the Philippines. She is applying for a loan for PHP 35,000 through NWTF to buy the materials she needs to make more items to sell to her customers. She supplements the income she earns from this business by also making furniture. She has done well thanks to her own efforts and the help from NWTF, and dreams of saving enough money to continue expanding her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 882
    View loans »
    Philippines Loans Fundraising
  • $63,381,250
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Gumercinda to buy materials for a shell-crafting business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Sep 2, 2011
Currency Exchange Loss:
Nov 15, 2011