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Zulhumor's Group
In this Group: Zulhumor, Adahamjon, Abdimannan, Gullola
Zulhumor is the leader of this group. She is 30 and divorced and has a seven-year-old daughter who is studying at school. Zulhumor works as a cook in the local school and makes a monthly salary of 3,000 KGS. She also grows agricultural products to make additional money to meet her family’s needs. This year, she is cultivating 0.45 hectares of cotton. Zulhumor will sell some of her harvest at the market to earn an additional 2,000 KGS per month.

Zulhumor is requesting a loan to purchase mineral fertilizers for growing cotton. In the future, she hopes to get a good harvest and she plans to use her profits to purchase household appliances to improve her living conditions.


--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 186
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,842,000
    Funds lent in using Kiva
  • 44.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zulhumor's Group's $1,475 loan helped a member to purchase fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 12, 2011
Listed
Aug 19, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012