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Teresita is 56 years old and married with two children.

Teresita works hard to provide for her family. She runs a small-scale ready-to-wear clothes business in the Philippines and requested a PHP 12,000 loan through NWTF to purchase more stock to sell.

Teresita has borrowed and repaid six loans from NWTF before this loan. She has been running the ready-to-wear clothes for 8 years and also earns an income from food vending.

Teresita aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1888
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Teresita to purchase more stock to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Sep 2, 2011
Currency Exchange Loss:
Aug 15, 2012