Pucaray De Huancalle Group
The members name is Marleni. She is single and 26 years old and has 1 son. She makes "anticuchos" [kebobs] which she sells in the evening until late at night. She buys beef in large quantities which she cuts up and seasons with spices. She places four pieces of meat on a skewer with a cooked potato and grills it to serve with a side dish called "uchucuta" in Quechua, ground rocoto pepper with spices. She sells from six in the evening until 12 at night. She needs the loan to invest in buying meat and other ingredients. She also needs to buy a couple of plastic chairs to improve her service in grow her small business. She sells on a commercial corner of her neighborhood on the sidewalk. She sets up every afternoon and sells as a street vendor outdoors. She needs the loan to invest in buying meat, spices, and plastic chairs for her customers.
The other members of the bank sell vegetables and herbs, are street vendors of food, sell dry goods, raise small animals such as guinea pigs, pigs, and poultry. Others work in transportation.
Marleni is grateful for the support that has been given to her and she is committed to making her payments on time.
La socia es la señora Marleni; la socia es soltera y tiene 26 años de edad, la socia tiene 1 hijo; la socia trabaja elaborando anticuchos , los cuales los vende en las tardes hasta altas horas de la noche, la socia compra carne de vacuno en buenas cantidades los cuales los troza y los condimenta con especies que las pasa una por una en numero de 4 pedazos de carnes y en la punta del palito llamado brocheta insertar una papa cocida, esta es cocinada en una parrilla y acompañada de un preparado especial llamado uchucuta, en quechua y en castellano seria rocoto molido con especias. Lo cual es vendido por unidades a partir de las 6 de la tarde hasta las 12 de la noche. La socia requiere el préstamo para invertir en la compra de carne y de ingredientes, mas en la compra de un par de sillas plásticas para mejorar la atención e incrementar su pequeño negocio, la venta es en la esquina comercial de su barrio, en la parte de la vereda ella se instala todas las tardes de forma ambulatoria y a la intemperie. La socia solicita el préstamo para invertir en la compra de carne, especias, sillas de plástico para los clientes.
Los otros socios del banco se dedican a la venta de verduras, venta de hortalizas, venta de comidas de forma ambulatoria, venta de productos secos, crianza de animales menores, como cuyes, chanchos, aves de corral. Otros socios se dedican al transporte.
La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid