Merab is 50 years old. He lives in the village of Gomi, Imereti Region, West Georgia. Merab is unmarried and lives with his 86 year old father and 53 year old sister. Merab’s father is retired. His sister has health problems and gets the relevant pension from the government. Merab is the only income provider in the family.
Merab manages the dairy farm, which consists of 4 milk cows. Merab produces, on average, 60 kg of cheese per month. He sells it at the local open market. The family also has a pig and sells 10-12 piglets per year. Along with the above-mentioned, Merab grows maize on the family owned plot of the land. Part of the harvested corn is used for feeding the cows and the other part is sold locally. The total average income of the family, including the pensions for Merab’s father and sister is 950 Laris.
Merab has requested credit for expansion of the existing cattle-shed and construction of a hen-house. In the near future, he plans to increase the amount of cows on the farm, as well as to buy about 10 hens.
After implementation of the set plan, Merab will sell more cheese, as well as eggs, the income of the family will increase and they will be able to improve their living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.