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Gladys Esperanza
Gladys Esperanza has been in the business of selling general merchandise for more than three years. What she enjoys most about her job is the relationship with her customers. They request different items, so she must travel to Managua to obtain these products at favorable prices. Gladys wakes up at 7am in order to visit her various customers. This is also how she attracts new customers.

This loan will be used to buy bed sheets, perfumes, jewelry, clothing, blankets, shoes, bags, and suits.

View original language description ↓
Gladys Esperanza tiene su negocio que es la venta de mercadería en general, hace más de tres años que tiene este negocio, lo que más le gusta de su trabajo es relacionarse con sus clientes que le solicita diferentes pedidos por lo que Gladys tiene que viajar a Managua para obtener productos a precios favorables. Gladys se levanta a las siete de mañana para hacer la visita a sus diferentes clientes, esta es una forma en la que atrae a sus clientes. El crédito es para la compra de sabanas, perfumes, prendas, ropa en general, manteles, calzados, bolsas y trajes.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Gladys Esperanza to buy bed sheets, perfumes, jewelry, clothing, blankets, shoes, bags, and suits.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Aug 19, 2011
Currency Exchange Loss:
Aug 16, 2012