Antonio is 42 years old, married, and has 6 children. He has no other dependents. He owns a semi-permanent house where he lives with 8 people in Hioma, Uganda. His family goal is to make sure his children attain a good education. For 10 years he has been running a bar, amidst the challenge of high costs of operation. His dream is to have a wholesale shop. Antonio intends to use the loan facility to renovate his bar.