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Hiep is 52 years of age, married, and lives with his wife and son in Ho Chi Minh City. He runs a general store to earn income to support his family. He sells basic items such as candy, cigarettes, shampoo, insecticide, and beverages. He has been in the business for more than seven years.

Hiep is requesting a loan to invest in his business by buying a greater quantity and variety of basic goods to sell in his general store. He hopes that this will enable him to better serve his current customers, attract new customers, and increase the turnover of his business. Hiep hopes his business runs smoothly and will help his family to increase their income and improve their living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 97
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 20,820.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Hiep to buy products such as candy, shampoo, insecticide, and beverages to sell in his general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 1, 2011
Aug 18, 2011
Currency Exchange Loss:
Jun 15, 2012