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Génèse Plus Group
In this Group: Isabelle, Ngandu, Yvonne, Thérèse, Mwilambwe, Kabuya, Mukanya, Flavie, Betu, Etienne, Jean
Génèse Plus ("Génèse" means "Genesis" in English) is a community bank chaired by Isabelle. It is composed of 11 microentrepreneurs united in solidarity to receive loans from Kiva through MFI HOPE DRC with the goal of developing their businesses.

Génèse Plus is in Lubumbashi, which is a city located in Southeast of the Democratic Republic of Congo. Lubumbashi was not spared the crisis and multiple wars that hit the DRC during the '90s decade. It is from the 2000s until today that the informal sector took off.

Isabelle is a dressmaker. She has been part of the microbusiness world since 2000. She started her business by selling palm oil and stopped it because of transportation difficulties. Today, she operates her sewing workshop downtown Lubumbashi. Besides sewing, she also sells second-hand clothing. She is a loyal client of IMF HOPE RDC, and she has already received eight loans and has repaid them correctly.

She intends with the next loan to increase the inventory of her businesses by purchasing a second-hand clothing bundle as well as supplies such as lining, fabric and zippers for her sewing business in order to increase her profit.

Currently, her businesses bring in a profit of US $105 every week. Isabelle is 52 years old, married and the mother of eight children. Four of them attend school. Her dream is to open a sewing item store in her environment. She is very happy to be MFI HOPE’s client.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 28
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,040,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Génèse Plus Group's $3,775 loan helped a member to increase the inventory of her businesses by purchasing a second-hand clothing bundle as well as supplies for her sewing business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Aug 18, 2011
Currency Exchange Loss:
Jan 15, 2012