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Sempati Utara 3 Group
In this Group: Muninarti, Rotua, Ismiati, Titin, Warsih, Hartanti
Muniarti is married and has four children. She helps her husband to run a motorcycle repair business and sell spare parts. Their garage has been running since 2006 and is so successful that Muniarti and her husband are looking for a larger space since they have many customers.

Muniarti is requesting a loan of 2,000,000 IDR to buy an air compressor. She hopes that the profit from her loan will allow her and her husband to continuously send their children to school through college.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 8,520.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sempati Utara 3 Group's $1,425 loan helped a member to buy an air compressor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 28, 2011
Aug 18, 2011
Currency Exchange Loss:
Mar 15, 2012