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This is 38-year-old Zainab. She is a widow and has 3 children aged 7, 10 and 14 years who are school-going children. In 2002, Zainab established her textiles business. She learnt from her mother after dropping out of school how to do business. Her business assisted her before and after she got married to her late husband.

She earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Zainab has already received and successfully repaid two loans, and now requires a new loan in order to buy different types of clothing for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Zainab plans to open a larger shop and also see her children through their education.

Zainab serves customers around Makeni City and the surrounding villages. She offers quality materials; that’s why her business is popular. Zainab travels by public transport to Guinea Conakry once a month and Freetown twice a month. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 24
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,355.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Zainab to pay for different types of clothing for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Aug 17, 2011
Currency Exchange Loss:
Jul 16, 2012