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Ginger Alcira
The communal bank "Empresarias con Futuro", meaning "Entrepreneurs with a Future", meets every 15 days in the district of Palmar of the city of Manta. It is a city known for its beautiful beaches which are very well-visited throughout the entire year. It is a beautiful city without compare and it has many tourist attractions.

Here we meet Ginger. She is 28 years old and she is married common-law. She has three children, aged 10, 7, and 2 years old. The two eldest of her children are in school. Her husband is a professional driver and he works with the city bus lines. She has been with her communal bank for two years and she appreciates it for the benefits provided by the institution.

Our friend's goal is to earn an income for herself and to contribute to the household expenses. She is a merchant who sells Esika brand products (beauty products, cosmetics, perfumes, and ladies' accessories), and she also sells Leonisa brand ladies' undergarments. She also provides manicure treatments, work that she realizes at the same time as she carries out her sales, especially because everything is done from her home. She completes her sales on credit and she collects payments every week. She has been in business for two years and it has done very well. Her best sellers are cosmetics, especially because she also uses these products in the services she provides.

This loan will be used to purchase perfumes, skin lotions, cosmetics, and undergarments.

Her dream is to have a house of her own. She currently rents.
View original language description ↓
El Banco Comunal Empresarias Con Futuro se reúne cada 15 días en el Palmar en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual y con muchos atractivos turísticos.

En este lugar vive la señora Ginger, tiene 28 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 10, 7 y 2 años, los dos mayores estudian en escuela. El marido es chofer profesional y trabaja en un bus de la ciudad. Lleva dos años en el Banco Comunal y le agrada por los beneficios que brinda la institución.

Nuestra amiga con la finalidad de ganarse algo y con esto contribuir a los gastos del hogar se dedica al comercio, vende productos Esika (productos de belleza, cosméticos, perfumería y accesorios para damas), ropa interior de damas de la marca Leonisa. Ella también realiza trabajos de arreglo y pintado de uñas, trabajo que realiza al mismo tiempo que realiza sus ventas ya que estos los hace a domicilio. Deja sus productos a crédito y cobra cada semana.Tiene dos años que se dedica a esta actividad y le va muy bien, lo que más vende son los cosméticos y esto porque ella también los utiliza en sus trabajos.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa interior.

Su sueño es tener su casa propia pues alquila donde vive.

About Ecuador

  • $10,200
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $23,920,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Ginger Alcira to purchase perfumes, skin lotions, cosmetics, and undergarments.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 4, 2011
Listed
Aug 19, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012