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Rosa Magdalena
The Empresarias Con Futuro [Entrepreneurs with a Future] community bank meets every two weeks in el Palmar in the city of Manta. The city is known for its beautiful beaches visited year round and for its unequaled beauty with many tourist attractions.

Rosa lives there. She is 61 year old and a single mother of 6 children. They are all grown and two of them still llive with her. Since the community bank started she has liked it because the group is very close and also the loans it has given her have been a big help for her business and personal life.

She is a hardworking fighter who works as a merchant to make her living. She sells various products and she loves making sales. She sells Yanbal products, Esika (beauty products, cosmetics, perfumes and women's accessories). She also sells clothing and products for the home. She works Monday through Friday three or four hours a day. She sells on credit and collects every week or every two weeks according to what her customers want. She has been doing this for more than 10 years and thanks to that she has been able to get her children ahead.

The loan is to buy perfume, creams, cosmetics, clothing and certain products for the home.

Her dreams are to have a boutique.
View original language description ↓
El Banco Comunal Empresarias Con Futuro se reúne cada 15 días en el Palmar en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual y con muchos atractivos turísticos.

Aquí vive la señora Rosa, tiene 61 años de edad, ella es madre soltera de 6 hijos los mismos que ya son mayores de edad, dos de ellos aun viven con ella. Esta desde el inicio en el Banco Comunal y le gusta porque el grupo es muy unido y además porque los créditos le han brindado una gran ayuda en su negocio y en su vida personal.

Ella es una mujer muy luchadora y trabajadora que para ganarse el sustento diari se dedica al comercio, vende diversos productos y le encanta realizar sus ventas, ella vende productos Yanbal, Esika (productos de belleza, cosméticos, perfumería y accesorios para damas), también ropa y productos para el hogar. Trabaja de lunes a viernes unas tres a cuatro horas al día, deja sus productos a crédito y cobra cada semana o cada quince de acuerdo a lo que quieran sus clientes. Tiene más de 10 años que se dedica a esta actividad y gracias a esto pudo sacar sola a sus hijos adelante.

Este crédito es para comprar perfumes, cremas, cosméticos, ropa y ciertos productos para el hogar.

Sus sueños son tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,856,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Rosa Magdalena to buy perfume, creams, cosmetics, clothing and products for the home.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 4, 2011
Listed
Aug 18, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012