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Rene Arnulfo
Rene Arnulfo is 42 years old, married, and lives with his wife and 16-year-old son in the canton of Ventanas in Los Ríos Province.

The members of the Communal Bank “Nueva Esperanza” (New Hope) meet in the neighborhood of “Jesús del Gran Poder” (Jesus of Great Power) in the canton of Ventanas. This Communal Bank consists of short-term farmers who grow corn, rice, and pigeon peas.

Rene is a farmer who grows corn, rice, and beans. He buys his supplies at the Roca Commercial Center in Ventanas and sells his products at the wholesale market in Ventanas.

Rene is requesting a loan for planting corn, rice, and pigeon peas. He plans to buy fertilizers, herbicides, urea, organic composts, and seeds (corn, beans, and rice) for producing his crops. With the financial assistance given to his entire family, he will be able to acquire needed supplies. The challenges he faces include pests and diseases that could impact his crops. His dreams include buying a farm and providing his son a university education.

Rene enjoys playing sports.

View original language description ↓
Rene arnulfo tiene 42 años, Es casado vive con el esposo y con el hijo de 16 años, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. NUEVA ESPERANZA, se encuentra ubicada recinto JESÚS DEL GRAN PODER, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandúl.

Rene se dedica a la agricultura a la siembra de maíz, arroz y frejol . Compra sus productos en Comercial Roca en Ventanas y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz, arroz y frejol gandúl, para la compra de abonos, fertilizantes, herbicidas, urea, abonos orgánicos y semillas de maíz fréjol y arroz para la producción. Con el apoyo del crédito le ayudaría económicamente a toda la familia para poder suplir sus necesidades. Enfrenta desafíos como las plagas y enfermedades de los cultivos. Su sueño es comprar una finca y dar el estudio a universitario al hijo.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rene Arnulfo to buy fertilizers, herbicides, urea, organic composts, and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2011
Aug 18, 2011
Currency Exchange Loss:
Mar 15, 2012