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Johanna Elizabeth
Johanna Elizabeth is 23 years old, single and living with her parents in Ventanas Canton, Los Ríos Province; she does not have any children.

The members of the “Nueva Esperanza” (New Hope) communal bank are located in the hamlet of Jesús del Gran Poder belonging to Ventanas Canton. They are short cycle corn, rice and pigeon pea farmers.

Johanna farms corn, rice and pigeon peas. She buys her supplies in Comercial Roca in Ventanas and sells at the Ventanas wholesale market.

She requests the loan to plant corn, rice and pigeon peas; to buy manure, fertilizer, herbicide, urea, organic manure and corn, pigeon pea and rice seeds to plant. Support from the loan will help her entire family to meet their needs. She faces challenges like infestations and plant diseases. Her dream is to have a house of her own and to finish her studies. She likes to travel and to watch television.
View original language description ↓
Johanna Elizabeth tiene 23 años, Es soltera vive con los padres no tiene hijos, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. NUEVA ESPERANZA, se encuentra ubicada recinto JESÚS DEL GRAN PODER, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandúl.

Johanna se dedica a la agricultura a la siembra de maíz, arroz y frejol . Compra sus productos en Comercial Roca en Ventanas y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz, arroz y frejol gandúl, para la compra de abonos, fertilizantes, herbicidas, urea, abonos orgánicos y semillas de maíz fréjol y arroz para la producción. Con el apoyo del crédito le ayudaría económicamente a toda la familia para poder suplir sus necesidades. Enfrenta desafíos como las plagas y enfermedades de los cultivos. Su sueño es tener casa propia y culminar los estudios.

Le gusta viajar y ver la television.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Johanna Elizabeth to buy manure, fertilizer, herbicide, urea, organic manure and corn, bean and rice seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 3, 2011
Listed
Aug 18, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012