Las Palomitas Group
Norma sells beauty products. She has been in this line of business for over a year. She started when a friend encouraged her to start her own business. She also explains that she sells items on demand, based on the orders placed by friends and family. The business has helped her achieve financial stability for her home and enabled her to continue to support the education of her two youngest children.
Norma's goal is to buy her own home, as she's living under her mother-in-law's roof at the moment. With the requested loan she invest in the purchase of beauty products such as talcum powder, perfumes, lotions and colognes. The "Little Doves" community bank is grateful for the loan an is committed to keeping up the hard work. Paulina wasn't able to attend due to work reasons.
Norma es natural de Cerro de Pasco pero con la idea de surgir llego a Lima desde muy joven, actualmente tiene 38 años de edad y su familia está conformada por ella su esposo y 4 hijos. Norma se dedica a la venta de productos de belleza la cual lleva más de 01 año dedicándose a dicho rubro, ella se inicio en ese negocio gracias a que una amiga la animara a emprender su propio negocio, también nos cuenta que vende artefactos la cual trabajo sobre pedidos que le hacen sus conocidos y familiares, este trabajo le ha ayudado a tener una estabilidad económica para su hogar, es por ello que sigue apoyando a sus dos menores hijos en su educación. El anhelo de Norma es de comprar su propia vivienda ya que por momento vive en casa de su suegra. Con el crédito que solicito va invertir comprando productos de belleza como talco, perfumes, cremas, colonias. La Alcancía Comunal “Las Palomitas” agradece y están comprometidos a seguir trabajando bien. La señora Paulina no pudo estar presente por motivo de trabajo.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid