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Edik is 35 years old, he lives in the village of Uzhanis, Syunik province together with his wife, three sons and his retired parents. Edik's older sons are studying at the village's school and his youngest is 4 years old. Edik's wife is a homemaker and helps her husband on the farm as well. Edik had his farm since 1990 and raises cattle, chickens, sheep and bees. He also grows fruits, vegetables, wheat and oats on his own land and rents a pasture where he grazes his sheep and cattle. Edik sells produce as well as beef, lamb, milk eggs and honey to longtime customers in the city of Kapan. He requires a loan of 500,000 dram for the winter growing season in order to purchase new seed varieties, diesel fuel, fertilizer etc.
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Эдику 35 лет, он живет в селе Ужанис, Сюникского региона, вместе со своей женой, тремя сыновьями и родителями-пенсионерами. Старшие сыновья Эдика учатся в сельской средней школе, младшему сыну 4 годика. Жена Эдика занимается домашним хозяйством и помагает мужу на ферме.
С 1990 года Эдик занимается сельским хозяйством в селе Ужанис: разводит крупный рогатый скот, кур, овец и пчел. А также выращивает овощи и фрукты, пшеницу, ячмень на собственной земле, а арендованный участок земли служит пастбищем для коров и овец. Эдик реализует выращенные овощи, фрукты, пшеницу, а также говядину, баранину, молоко, яйца и мед своим постоянным покупателям в городе Капан.
Кредит на сумму 500.000 драм необходим Эдику для проведения посевных работ: покупки нового сорта зерна, дизельного топлива, удобрений и т.д.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • 368.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Edik to buy new sort of seeds, diesel fuel, fertilizer, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 11, 2011
Currency Exchange Loss:
Nov 15, 2012