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Efua is married and has two children. She graduated from senior high school.

For the past five years Efua has sold cooked rice with tomato sauce in Abura. Efua uses her income to assist her husband in feeding, clothing and educating their children.

Efua will use her loan of 730 GHS to purchase bags of rice and the ingredients for her tomato sauce. With the new profits from her expanded business, Efua plans to reinvest for further growth.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 43
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Efua to purchase bags of rice and the ingredients for her tomato sauce.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 22, 2011
Aug 17, 2011
Currency Exchange Loss:
Jan 29, 2012