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Truc, age 27, operates an Internet shop with her husband. They have been engaged in this business, located in front of their house in Ho Chi Minh City, since 2008. The business is able to generate sufficient income to cover all their family's expenses, as well as to cover the study fees for the IT courses that they are currently enrolled in. They have one daughter.

Truc would like to request a loan to improve her business by buying more computers and appliances, and to make repairs to her shop so as to attract more customers. She is confident that these additions will help her to run her business smoothly, earn a higher income, and save money for her daughter's education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 123
    View loans »
    Vietnam Loans Fundraising
  • $14,491,450
    Funds lent in using Kiva
  • 20,760.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Truc to buy more computers and appliances for her Internet shop, and to make repairs to her shop so as to attract more customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Aug 17, 2011
Currency Exchange Loss:
Jun 15, 2012