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Alba Jacqueline
As a young girl, Alba was interested in and inclined to becoming a seamstress. When she finished elementary school, she attended a sewing academy in Guayaquil. She now sews full-time as her profession and has been doing this for 15 years. Alba also likes the retail business, so she sells Avon products to her customers who request her services as a seamstress.

Her daily work schedule begins at 7am and ends at 8pm, depending on how much sewing she has to do. She will leave to go offer her products as an additional source of income. Alba and her husband have two children, ages 11 and 9, who attend the public school across from their house.

Looking ahead, Alba needs an industrial sewing machine because she has had difficulties with finishing her jobs. Her dream is to finish the construction of her house and to buy her industrial machine. Therefore, she needs this loan so that she can provide her children the comforts of home.

View original language description ↓
Desde que era muy pequeña Alba se interesó y se inclinó por ser costurera, cuando terminó su primaria estudió en una academía de costura en Guayaquil y actualmente realiza confecciones en general ejerciendo su profesión ya de esto 15 años. Ademas le gusta el comercio por lo cuál vende productos Avon a sus clientes que solicitan sus servicios como costurera.}

Ella empieza su jornada desde las 7H00 am y cierra a las 8H00 de la noche dependiendo mucho de la demanda que tenga la costura sale a ofrecer tambíén sus productos como una ayuda adicional.
Junto a su esposo tienen dos niños de 11 y 9 años los cuales estudian en la escuela fiscal que queda frente a su casa.

Para seguir adelante ellas necesita una máquina industrial de costura, por eso son sus dificultades al terminal sus obras, su sueño es terminar de construir su casa y comprar su máquina industrial para lo que necesita el prestamo y brindarles comodidas al hogar de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Alba Jacqueline to buy an industrial sewing machine, cosmetics, and construction materials for her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 17, 2011
Currency Exchange Loss:
Aug 15, 2012