Mrs. Han is 40 years old and lives with her partner, with whom she has three children. She lives in her own home in Siem Reap province, Cambodia. Because she lives in an urban zone, she has basic water and electricity services. Mrs. Han has a store in her home. There she sells various daily use products, such as basic staples and groceries, to her neighbors. She has a fixed and loyal customer base. She also sells beauty products from a catalogue, which she sells in her home and by traveling to various nearby hamlets. Thanks to these businesses, she has been able to help her husband and children maintain the family and get ahead.
Mrs. Han is requesting a loan of $1,000 so that she can purchase merchandise to stock her store and purchase more beauty products so that she will have the necessary merchandise in her home. She thinks that this is an investment that will allow her to continue expanding her business. Han is a very diligent and hardworking person. Her greatest wish is to continue growing as a businesswoman and to be able to improve her family's quality of life.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.