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Sonia Mariela
Sonia Mariela is 21 years old, married, and lives with her husband and son in the Canton of Ventanas, located in the Province of Los Ríos.


The members of the San José Communal Bank are located in the El Rosario precinct belonging to the Canton of Ventanas. They work in short-cycle agriculture and grow corn, rice and beans.


Sonia Mariela works growing corn, rice and beans. She makes her purchases at the Guzmán shopping center in Ventanas and sells her products at the Ventanas wholesale market.


She is requesting the loan so that she can plant corn, rice and beans. She will purchase manure and seeds. The loan will help her financially to meet her needs. She faces difficulties such as pests and crop diseases. Her dream is to improve sales and her crops, as well as to work more.


In her free time, she likes to read and write. She considers herself to be an enterprising and hardworking person.

View original language description ↓
Sonia Mariela de Jesus tiene 21 años, Es casada vive con el esposo y con el hijo, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. SAN JOSE, se encuentra ubicada recinto EL ROSARIO, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol.

Sonia Mariela se dedica a la agricultura a la siembra de maíz, arroz y frejol . Compra sus productos en Comercial Guzman en Ventanas y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz, arroz y frejol, para la compra de abonos y semillas para la producción. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrenta desafíos como las plagas y enfermedades de los cultivos. Su sueño es superar las ventas y la siebra, trabajar mas.

En el tiempo libre le guta leer y escribir, se considera una persona emprendedora y trabajadora.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sonia Mariela to buy manure and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 18, 2011
Listed
Aug 16, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012