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Florinda
Florinda was born in Tete Province in northern Mozambique. She is married and has four children; three of them go to school. Florinda finished third grade and quit school because of financial problems. She lives in her own house with her family and supports her grandson, who lives with them.

She left Tete to move to Maputo in search of a job. Florinda receives a pension and has farmed for her family's consumption for 20 years. She has an income of 5,000 meticais per month, which she uses for household expenses. She also saves some money in her bank account with the help of her pension.

Florinda has never had loans from other banks. She learned about Hluvuku through a friend who is also a customer, and this is Florinda's second Hluvuku loan. She is asking for 21,500 meticais to buy home construction materials (sand, cement, blocks, iron, stone and other items). The first loan was for 17,000 meticais and was also used for her house.

She dreams of finishing her house and opening a small grocery store. To do this, she intends to ask Hluvuku for more loans.
View original language description ↓
Nasceu na provincia de Tete ao norte de Moçambique, casada e mãe de 4 filhos dos quais 3 vão a escola. Fez a 3ª classe e parou por falta de condiçoes financeiras. vive na casa propria com a sua familia e sustenta o seu neto que vive com eles.
Saiu de Tete para Maputo a procura de emprego, é pensionista e pratica agricultura para consumo familiar a 20 anos e tem um rendimento de 5.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria com ajuda da sua pensao.
Nunca fez emprestimo noutros bancos. Conheceu Hluvuku atravez de uma amiga que também é cliente e este é o seu segundo emprestimo na Hluvuku no valor de 21.500.00mt, com qual pretende comprar material de construcao DE CASA PARA HABITACAO (areia, cimento, blocos, ferro, pedra, e outros). O primeiro emprestimo foi de: 17.000.00mt aplicado tambem apara obra.
Sonha em concluir a sua obra e abrir uma mini-mercearia, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 89
    View loans »
    Mozambique Loans Fundraising
  • $2,536,325
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Florinda to buy home construction materials (sand, cement, blocks, iron, stone, etc.).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2011
Listed
Aug 18, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012