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BilA. is a 31-year-old single man, who loves life, as he describes himself, that's why he insisted on working with beauty all around him. He translated his dreams through opening a flower shop six years ago to keep himself in a colorful place, filled with peace all around him and clean atmosphere.

BilA. is a hard-working man, who improves his business as much as he can, from time to time, to open a wider shop in the future. He hopes to make his dream come true through planting and harvesting his own flowers from his own nursery.

BilA. has been A. Majmoua borrower for two cycles, and he's requesting a loan from this Kiva partner, in order to prepare himself for the Holy Ramadan celebrations, where most people decorate their homes with flowers and enjoy their scent. They also visit cemeteries to check on lost beloved ones and decorate their tombs with the colorful flowers he sells.

BilA. is a man with a good reputation. Most of his friends enjoy dealing with him and are proud of his friendship.

BilA. also wants to do necessary construction on his own house which he is building to be ready when he can think of getting married in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 141
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Bilal to increase his capital for flowers for the Holy Ramadan celebration.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Aug 15, 2011
Currency Exchange Loss:
Aug 16, 2012