Nuevos Emprendedores (Cuenca) Group
One of the members of the group is Sra. Ana, who lives in the city of Cuenca. She is 42 years old, married, and eight months pregnant. Her husband is an expert at auto body repair and has his own workshop. They do not own a home, so they live at her mother’s house and share in the household expenses.
Doña Ana has been managing a store for 10 years. She works Sunday through Sunday without a set schedule. In addition, she has a small sewing workshop in her home. She learned this trade 20 years ago.
This is her first loan with the Communal Bank. She will invest in the purchase of basic necessities for her store. Her goal is to grow her sewing business.
Una de las integrantes de este grupo es la Señora Ana y vive por la ciudad de Cuenca. Tiene 42 años, es casada y se encuentra embarazada de 8 meses. Su esposo es maestro latonero y tiene un taller propio. No tiene casa propia por lo que vive en casa de su mamá con quien comparte los gastos del hogar.
Doña Ana hace 10 años se dedica a la atención de su tienda, trabaja de domingo a domingo sin un horario. También tiene un pequeño taller de costura en su casa, ella aprendido este oficio hace 20 años.
Este es su primer crédito que realiza en el banco comunal y lo va a invertir en la compra de productos de primera necesidad para su tienda.
Su meta es crecer en su taller de costura.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid