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Ivonne Jazmin
Ivonne is 40 years old and has two children. She didn't have anyone to take care of them but she also needed to contribute to the household expenses. That is why she decided to go through her neighborhood and she realized that she wouldn't have a lot of competition with a small grocery store and later she added variety store items.

She sells a little bit of everything: soda, sugar, oil, eggs, notebooks, pencils, etc. As in every marginal neighborhood she states that crime is a latent danger, and something we all have to be careful of.

Her husband works as a taxi driver. He takes the children to school very early but when they come home from school they help her out a little. Ivonne wants the loan to finish building her house and buy materials such as cement and sand. She also wants to divide it into apartments to rent out and have another source of income.
View original language description ↓
Ivonne tiene 40 años y dos hijos a los cuales no tenía quien los pueda cuidar, pero también necesitaba colaborar con los ingresos en su hogar, es por ello que decidío salir a recorrer su sector y se dió cuenta que no tendría mucha competencia en lo se relaciona a una tienda y que luedo la complementó con línea bazar.

Ella vende de todo un poco, colas, azucar, arroz, aceite, huevos, cuadernos, lapices etc. Como todo sector suburbano ella señala la inseguridad como un peligro latente, pero del que tenemos que aprender a cuidarnos.

Su esposo trabaja en taxismo, lleva a los niños a las escuela muy temprano, pero cuando regresan de clases le ayudan un poco, Ivonne desea el préstamo para terminar de construir su casa como cemento, arena y dividir en algunos departamentos para alquilar y tener otra fuente de ingreso.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Ivonne Jazmin to buy cement, sand and blocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 15, 2011
Currency Exchange Loss:
Aug 15, 2012