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Judith Victoria
When her husband was fired, Judith, age 24, got an idea. When he remained unemployed, they bought a Tricimoto (a motorcycle with an attached cart) in order to start a business transporting passengers from the bus stations to the areas where they wouldn't otherwise have access.

Her husband works from 6:00 am to 7:00 pm, but as any job has its risks and insecurities and this job is no exception, he has to take great care.

They have one 6-year-old who is in school and for whom they work hard with a better future in mind. With this needed loan, they will purchase construction materials for home improvements. Their dream is to acquire a car and use it as a taxi.
View original language description ↓
Judith de 24 años de edad tuvo una idea con la liquidación de su esposo al quedar este desempleado, y por ello compraron un moto para ingresarla al negocio de transportar pasajeros desde las estaciones de los buses hacia los sectores en donde estos no tienen acceso (Tricimoto).

Su esposo trabaja desde la 6h00 am hasta las 19h00 pm, pero como todo trabajo que tiene sus peligros e inseguridades en este no es la excepcion, y se debe de cuidar mucho.

Tienen un hijo de 6 años que está en la escuela y por el cual luchan pensando en un mejor provenir; con el préstamo que necesitan comprar material de construccíon para mejoras en su casa. El sueño de ambos es adquirir un auto y trabajarlo como taxi.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Judith Victoria to purchase construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 15, 2011
Currency Exchange Loss:
Aug 15, 2012