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Ana, age 31, and her husband work from 6:30 am to 10:00 pm. She tells us that she started and learned the business with her parents. Living in a hard-to-access zone makes her afraid of being a victim of crime, although she says that that is always something for which one should be on guard.

She tells us that when her 2 children arrive home from school, they help her to tend to her customers. This is, of course, after they do their daily homework. In order to stock her store, her priority for the near future is to purchase a vehicle. For this reason she wants to take out a loan to purchase rice, oil, salt and general supplies, with which she will gain the necessary money and achieve her goal.
View original language description ↓
Ana de 31 años junto a su esposo trabajan desde las 6:30am hasta las 22:00pm, ella cuenta que inició y aprendió el trabajo siempre con sus padres.El hecho de vivir en una zona de dificil acceso le hace temer ser víctima de la delincuencia, aunque aduce que ya es algo de lo que hay que cuidarse.

Ella relata que cuando sus 2 niños llegan de la escuela le ayudan a atender a sus clientes, claro está luego de hacer sus tareas diarias. El hecho de abastecer la tienda le hace tener como prioridad no muy lejana de comprarse un vehículo, y es por este motivo que desea hacer un préstamo para comprar arroz, aceite, sal y viveres en general, con lo que podría reunir el dinero y lograr su objetivo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ana to purchase rice, oil, milk and general supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Aug 15, 2011
Currency Exchange Loss:
Aug 15, 2012