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Gonzalo Enrique
Gonzalo Enrique is 28 years old, married, and lives with his wife and children in the canton of Guaranda, in Bolivar province.

The members of V.R.C NUEVA ESPERANZA (V.R.C. NEW HOPE), are located in the sector La capilla, in the Four Corners community in the canton of Guaranda. Within 25 minutes of each other, the members of this group work in agriculture, business, construction, and stockbreeding.

Gonzalo Enrique works in constuction and home improvement, as well as selling chochos (bean-like seeds), planting corn and wheat and raising animals. He buys and sells his products in the city of Guaranda.

He requests the loan to purchase fertilizer, seeds, and animal feed. The loan will help allow him to compensate for his financial needs and improve his farming practices. He faces challenges such as competition, prices and crop damage. His dream is to build a house and buy land to cultivate.

He enjoys listening to music and celebrating the carnaval.
View original language description ↓
Gonzalo Enrique tiene 28 años de edad, es casado vive con la esposa e hijos, en el Cantón Guaranda Provincia de Bolívar.

Los miembros de la V.R.C NUEVA ESPERANZA, se encuentra en el sector La capilla, comunidad cuatro esquinas Cantón Guaranda, a una distancia de 25 minutos, los miembros de esta ventanilla se dedican a la agricultura, comercio, construcción y ganadería.

Gonzalo Enrique se dedica a la construccion y ejoramiento de vivienda, ademas al comercio de chochos, tambien a la agricultura siembra de maiz y trigo tambien crianza de anilames de corral. Compra y vende sus productos en la ciudad de Guaranda.

Solicita el crédito para compra de abonos, semillas, alimento para los animales. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar sus actividades agrícolas. Enfrenta desafíos como la competencia, los precios y daños en los cultivos. Su sueño es contriur la casa y comprar terrenos para cultivar.

Le gusta escuhar musica y festejar el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gonzalo Enrique to purchase fertilizer, seeds, and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 22, 2011
Listed
Aug 15, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012